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Loan Calculator

Calculate your monthly payments, total cost and interest for any loan.

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Enter loan details above to see results.

How it works

1
Enter your loan details

Provide the principal amount, annual interest rate, and the loan duration in months or years.

2
PMT formula applied

The standard amortization formula computes your fixed monthly payment: P × r × (1+r)ⁿ / ((1+r)ⁿ − 1) where r is the monthly rate.

3
Instant breakdown

See your monthly payment, total repayment, total interest, and a visual principal-vs-interest split — all computed locally in your browser.

Frequently Asked Questions

Is the Loan Calculator free?

Yes, completely free. No account, no financial data stored.

Is my financial data sent anywhere?

No. All loan calculations run locally in your browser — nothing is transmitted or stored.

What does the calculator show?

Monthly payment, total interest paid, total repayment amount and a full amortization schedule broken down month by month.

What loan types does it support?

Standard fixed-rate amortizing loans (mortgages, personal loans, car loans). Results assume equal monthly payments.